About Us

Who we are

Phoenix Health Insurance, a member of the Intermarket Ghana Group, is a private commercial health insurance scheme. We administer healthcare financing plans and packages that provide financial protection against health risks.

The scheme enrolls individuals, families and staff of corporate bodies, groups and institutions onto a broad healthcare plan that addresses both primary and specialist healthcare needs.

We provide tailor-made medical coverage with flexible payment options to scheme members, with special emphasis on preventive health.

The backbone of this health insurance scheme is information and communication technology with e-health at the heart of the scheme’s operations. As a new-age healthcare financing company, Phoenix Health Insurance seeks to set higher standards in the health insurance industry, and to be the preferred private healthcare financing plan in Ghana, Africa and possibly the rest of the world.

What we offer

We offer quality medical services to our scheme members through the very best health facilities in the country.

Our well-packaged health plans are designed to ensure that both general and specialist medical needs of members are significantly catered for

Members have the option of mixing and matching, and also selecting from our bouquet of healthcare services to suit their unique medical needs. The scheme takes pride in addressing the individual health needs of each member, carefully monitoring and assessing their health risks profiles, and providing top-notch medical care to address each risk.

The scheme runs a comprehensive and continuous program that emphasizes on encouraging members to engage in preventive care activities.

What makes us different

We have in place a state of the art health management information system that is:

Connected to all Service Provider sites giving you access to your medical records at the health facility. This feature ensures that you continue your treatment at any of our provider sites and reduces greatly the risk of misdiagnosis.

Customized, which enables you to be more engaged with your health. Our electronic platforms help members to better and more easily manage their health on a daily basis. It provides a more comprehensive picture of your health keeping you better informed, satisfied and engaged.

Aggregated to help us better understand how to get you staying healthy. Our electronic medical records system allows us to analyze your health data and identify the possible health risks that you may not be aware of. The availability of member health information in real-time between providers across disparate electronic medical records, combined with data analytics, will help us focus more on preventive treatment for healthier outcomes.

Our Skills

Patient Care
Case Management
Clinical Experience
Risk Management

Board Of Directors

Mr. Emmanuel Adu-Sarkodee is the Group Chief Executive Officer of Intermarket Ghana Group.

He is responsible for the establishment of many thriving businesses. These include Phoenix Life Assurance Company Ltd, RBF Ltd, CDH Commodities Ltd, Phoenix Health Insurance Ltd, Phoenix Medical Centre, and Homeland Insurance (Liberia).

He has been the driving force and brain behind some of the most impressive corporate turnaround stories in Ghana. These include the successful re-positioning of Phoenix Insurance Ltd, Ivory Savings and Loans Ltd, CDH Financial Holdings Ltd, CDH Asset Management Ltd, CDH Securities Ltd, Phoenix Insurance and Phoenix Life Assurance Company Ltd.

Mr. Adu-Sarkodee presently chairs the Boards of CDH Securities Ltd, Phoenix Life Assurance Company Ltd, Homeland Insurance (Liberia), RBF Ltd, and Phoenix Health Insurance Company Ltd. He also serves on the boards of many institutions. These include National Investment Bank Ghana (Ltd), Ivory Savings and Loans Ltd, Phoenix Insurance Company Ltd, Accra City Hotel (NOVOTEL), CDH Asset Management Ltd, CDH Securities Ltd, CDH Commodities Ltd,Cornerstone Quarries Ltd, Global Media Alliance Holding Company, and Ghana Catfish Ltd.

Mr. Adu-Sarkodee beautifully blends cutting-edge experience from both the private and public sectors. He is the architect of the National Buffer Stock Company Ltd (NAFCO), a project he led from conceptualisation to implementation; from thought to finish. This is now a thriving company, serving to safeguard the food security of Ghana. He also serves on the Council of the Ghana Employers Association.

Mr. Adu-Sarkodee joined CDH as the Business Development Manager in 2000, and was appointed Executive Director of CDH Financial Holdings in 2005 to lead in restructuring the Group. He has been involved in major business transactions, including the acquisition of Benefits Insurance Ghana Ltd by Regency Alliance Insurance and Capital Express Life Ltd and the restructuring of Phoenix Insurance Company Ltd.

Mr. Adu-Sarkodee holds a Bachelor of Arts (Honours) degree in Sociology with Political Science, and an Executive MBA in Entrepreneurial Management from the University of Ghana. He also holds a Bachelor of Laws (LLB) degree from the GIMPA Law School (Ghana), and has undertaken short courses in finance and management.

Desmond Nartey holds an MBA in Finance from the Joseph M. Katz Graduate School of Business of the University of Pittsburgh (USA), as well as BA and MA degrees in Economics from the City University of New York (USA).

Mr. Nartey is a credentialed member and a Certified Valuation Analyst (CVA) of the International Association of Valuers, Consultants and Analysts (IACVA), and a member of the Board of Governors of IACVA (Ghana).

He has many years of progressive experience in economics, financial services and investment management. Before joining CDH, he worked as the Deputy Head of Investment at SIC, Head of Corporate Finance at Strategic African Securities Ltd (SAS), a stock brokerage and investment management firm. Between March 2005 and January 2006, Desmond was seconded to NTHC Ltd as the Acting Chief Executive Officer.

He serves on the boards of CDH Financial Holdings Ltd, Ivory Finance Company Ltd, CDH Securities Ltd, CDH Asset Management Ltd, CDH Commodities Ltd, Phoenix Insurance Company Ltd and Phoenix Life Assurance Company Ltd.

Ben is the Group Chief Finance Officer of Intermarket Ghana Group. He has over twelve years experience in practice, and brings to bear versatile strengths and extensive experience in various economies/ markets. He has diversified background in multiple industries, including banking and capital markets, finance, manufacturing, retail, service and not for profit organizations.

Notable among his previous clients have been Wells Fargo (US), Freddie Mac (US), Ford Motor Credit Company (US), StanbicIBTC Asset Management (Nigeria), Zenith Capital (Nigeria), Global Fund (Ghana) and Data Bank Asset Management (Ghana).

Ben is a Fellow of the Association of Certified Chartered Accountants, and also a Certified Internal Auditor. He holds an MSc in Accounting from Leeds Metropolitan University (UK) and previously worked with PwC (Ghana) and KPMG (US).

His areas of expertise and competence include risk management, internal controls (COSO), International Financial Reporting (IFRS), US GAAP/ GAAS, financial analysis, budgeting and budget reviews, Sox-404, auditing/ accounting, financial due diligence, and extensive international experience.

Meet the Medical Review Team

Dr. Catherine Adu-Sarkodee (MBChB, MPH, MPhil)

Dr. Catherine Adu-Sarkodee is a Deputy Chief Medical Officer at the Trust Hospital, and is currently in charge of the Tema Trust Clinic. Prior to this appointment, she worked with the Korle-Bu Teaching Hospital from 1993 to 1997; the VRA Hospital (Akosombo) from 1997 to 2000, and the Akuse Government Hospital from 2001 to 2003. She also worked with the National Health Insurance Authority as the Deputy Director of Operations from 2012 to 2013.

Dr. Isabella Sagoe-Moses

Dr Isabella Sagoe-Moses is the National Child Health Coordinator at the Ghana Health Service. She earned her medical degree at the University of Ghana Medical School. She has worked in the Department of Child Health at the Komfo Anokye Teaching Hospital (Kumasi). She has previously served as a Senior Medical Officer at the Princess Marie Louise Hospital in Ghana.

Dr. Lydia Dsane-Selby

Dr. Lydia Dsane-Selby is the Director of the Claims Division of the National Health Insurance Authority (NHIA). A medical doctor by profession, she worked as a Medical Officer at the Korle-Bu Teaching Hospital, the Achimota Hospital, and in the UK prior to taking appointment at the NHIA.

Dr. Emmanuel Ankrah Odame

Dr. Emmanuel Ankrah Odame is a Senior Policy Analyst and a Public Health Physician Specialist, with the Policy, Planning, Monitoring and Evaluation Directorate of the Ministry of Health, Ghana. He is also the National Millennium Development Goal (MDG) Acceleration Framework (MAF) Coordinator, to help Ghana achieve the MDG 4 and 5 targets in maternal and child health.


Our Health Plans

Look at some of the top plans completed for our valuble clients


  • Address: CDH HOUSE, 36 Independence Avenue,
    P.O. Box 14911, Accra, Ghana.
  • Email: support@phoenixhealthgh.com
  • Website: www.phoenixhealthgh.com
  • Telephone: (+233-302) 671050; 667426; 668463; 7010394


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